Never had so many calls

Never had so many calls

Are you lonely?

Does your cell phone never ring?

Do you have an afternoon to waste?

Go to a website where you inquire about health insurance plans for individuals.

Such was my Monday afternoon as I launched my search in the land of Obamacare.

Excuse me, I need to answer the phone. It’s Sandra.

Sorry about that.

On Friday I got my letter advising me that funds are no longer available to pay for my position with Ashtabula County. Health insurance ends at the end of April.

Being 63 and without insurance is about as scary as having Donald Trump for President or being an empath at a covert narcissists’ convention.

Excuse me, I need to answer the phone. It’s Devin.

Sorry about that.

So I plugged in the personal information, including my cellphone number, in two websites. And I am telling you that within five seconds of hitting send, the first call came in.

A nice young lady by the name of Nicole took all my information and offered a policy with no deductible at only $275.89 a month. What is this, Chinese health insurance?

Excuse me, I need to answer the phone.

Sorry about that.

It sounded too good to be true. I mean the COBRA premium was something like five times that, and it has deductibles.

Excuse me, I need to answer the phone.

Sorry about that. It was another one of those calls.

Nope. No deductibles. Funny thing, when I asked for something in writing, via email, they aren’t able to do that. Humm.

Excuse me, I need to answer the phone.

Sorry about that. You guessed it.

Based upon the person’s unwillingness to put it writing, I wrote it off.

Besides, at that point, I had five more calls waiting.

The next one wants one to know, right off the bat, how much I can afford every month for health insurance.

“Well, let’s see. I just got laid off. I’ll probably not be able to get unemployment because I have a business. Um. How about nothing?”

The next guy asks me the same question. But he wants to know how much I could wire him today to get the ball rolling. Brother, I think it’s dice, not a ball, that’s rolling.

Excuse me, I need to answer the phone.

Sorry about that. It was Samantha. Wow what is smoking? Nobody should be so upbeat on a Monday afternoon in gray, dreary, windy, rainy northeast Ohio. Then I check the area code. She’s in California. Figures.

The phone stopped ringing. I continued my search online, preferring to put my money into a medical sharing account with a Christian organization. I found a portal for these plans and received great service from an agent whose quote was much more in line with what I anticipated. And so I asked her, why a sharing plan with $10,000 deductible is still twice as high as the premium for a plan that has no deductible.

I won’t share the answer, although it is rather obvious. I smell a rat whenever there are so many sales people jumping onto an inquiry from

Excuse me, I need to answer the phone.

Sorry about that.

one old man trying to

Excuse me, I need to answer the phone.

Sorry about that.

get some health insurance

Excuse me, I need to answer the phone.

Sorry about that.

just in case.

A the Linesville Spillway in Pennsylvania, hundreds of fat carp compete with each other for one slice of bread tossed into the water. I think it’s that way when some sap like myself fills out one of those online forms seeking a health insurance quote. The enthusiastic, persistent calls suggest to me there is both a lot of money to be made in this business and the consumer is being taken for a sucker (like the lips on that light fish). Who regulates these guys? And what ever happened to the affordable in the Affordable Care Act? When your income equals zero, nothing is affordable.

I’m exhausted from swiping the phone and listening to these hot shots promise me the world.

But you  know what’s really scary?

Excuse me, I need to answer the phone.

Sorry about that.

If I am unemployed for very long, or folks don’t buy our books, I may have to work in a call center, selling my soul for

Excuse me, I need to answer the phone.

Sorry about that.

health insurance.

What a sorry state of affairs. But at least I’m not lonely. I have along list of numbers I can call back.

Excuse me, I need to answer the phone.

Sorry about that.

I have learned that I can identify the nature of the call by the five-second silence before they come on the line. And the background is filled with the chatter of other

Excuse me, I need to answer the phone.

Sorry about that.

“agents” “assisting” “customers.”

I am going to turn off the cell phone. I am going make some soup for my lovely wife. We are going to have a quiet evening in the cottage.

I will deal with health insurance, tomorrow.

 

 

1 Comment

  • Donna Kujanpaa Posted April 19, 2018 11:04 am

    Carl, the carp photo is a great comparison.

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